The COVID-19 pandemic era has made us re-establish the way we think about many things, and that includes traveling. There is no denying that we are living in unpredictable times, and planning trips of any kind can be a bit nerve racking when we do not know what tomorrow may hold as far as our health and safety.
But, say you have been saving and planning for years for your special trip abroad. This has been a lifelong dream that you don’t want to put on hold for the foreseeable future or simply discard. Or maybe you are about to embark on an important international business trip. Either way, you’ve researched, planned, and have your passport ready. But, something you can’t plan for is illness or accidents, such as testing positive for COVID-19. What is one more step to consider to protect you and your family in case this very unfortunate situation occurs during your big trip? We’ve provided some information below to go further into how preferred short-term medical insurance can help:
What is Preferred Short-Term Medical Insurance For International Travel?
Say you are tested for COVID-19 just before you are about to board the plane back to the USA from your travel destination. And… the test comes back positive. Oh no! Even if you are vaccinated, research is showing us that it is still possible to test positive due to variants of the virus spreading. So, as a result of your positive test results, the airline will not allow you to go home, and now you're stuck in a foreign country for additional 10-14 days to quarantine. How are you expected to pay for this unexpected and costly extended stay?
The good news is that with a preferred coverage policy, you’ll be covered for up to 14 additional days in a hotel that you weren’t counting on. Yes, it may be a little costly to purchase a preferred plan up front, but considering you are already spending big bucks on your international trip, it very well might be worth it in the long run. It would ultimately save you money in paying for an extended stay in a hotel, not to mention save you from a lot of stress! But all in all, the lower the value is for your trip, the lower your premium will be.
These preferred policies offer all the benefits of a usual short-term medical insurance policy for international travel, while also covering additional expenses related to staying longer than expected. These preferred policies typically include coverage for the following:
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Missed Connection
- Emergency Evacuation
- Sickness Medical Expense
- Baggage Delay
- Pet Medical Expense, amongst others.
Why Is It Important?
A preferred short-term medical insurance policy could really save you from a catastrophic and expensive predicament during your special trip out of the country. So, it is great if you do have short-term medical insurance for international travel, or any kind of basic health insurance plan. But, it is probably pretty minimal compared to a preferred plan. So, since anyone is susceptible to accidents and illnesses like the COVID-19 virus, short-term medical insurance is a worthwhile purchase for international travel, especially in our day-and-age.
It is important, now more than ever, to be properly covered while you are traveling internationally. Don’t let the unfortunate possibility of testing positive for COVID put a damper on your next big trip abroad. Our team of health insurance experts would love to help you determine if the preferred coverage discussed would be the right choice for you. Reach out today!
