Nearly every organization needs a healthcare plan as a part of their benefits package - but not every organization has to be stuck with the traditional options that come from just a handful of insurance companies. Being part of a captive is not just a way of thinking outside the box. It allows you to throw the box away altogether and start over.
A captive is a cutting-edge way of gaining control over more of both your risk and your costs while still maintaining the same good quality coverage (or better) as the big boys. Group captives offer greater control, improved transparency and increased stability where all members can benefit. In addition, the true health risk management inherent in a captive provides opportunities that would never be available when purchasing insurance through the traditional marketplace.
Group health captives offer several advantages that make them a wise choice for employers looking to take control of their healthcare coverage and spend. Whether you should join a captive depends on many different factors, including your risk perspective and healthcare goals. To decide whether you should pursue this option, you need to have a clear understanding of where your company is currently and where you hope to go in the future.
This ebook is a free downloadable resource to anyone curious about captives and whether or not they might be a fit for your particular business. It discusses the different types of captives, the benefits they provide and how to know if your business should consider one. We invite you to download the ebook, and then contact us to discuss your specific situation in more detail. They aren't for everyone, and we're happy to evaluate your current position and help you structure a program that’s right for you. We will walk you through the process every step of the way to make sure you don’t face any unwanted surprises.